Banking

Core Banking:

Checking, savings, and overdraft accounts, as well as different types of call, recurring, and term deposits. Front office functions relating to teller and customer relationship management are supported, as are back-office functions, such as clearing, funds transfer, standing orders, debit card management, and sweeps.

Loans & Mortgages:

All types of unsecured and secured loans including personal, auto, student, mortgages, securitization, and syndication are part of this product. The solution has rich functionality around loan processing, flexible repayment schedules, disbursal of loan, customer repayments, partial prepayments, loan rescheduling, changes during the loan life cycle, prepayments, top-up and rollover. It also has a powerful delinquency tracking engine.

Trade Finance :

Letters of credit, bills, documentary collections, guarantees, supplier/buyer financing, open account solutions and purchase orders.

Treasury:

A comprehensive Treasury solution addressing requirements in the areas of fixed income, forex and money markets, derivatives and risk management.

Internet Banking:

A comprehensive and consolidated portal addressing retail, SME, commercial, and corporate segments, it supports key functionalities like alerts, fund transfers, debit card transactions, analyzer, deposits, exchange rates, check book management, entitlement management, and issue-of- demand drafts.